Payments and payouts
Schedule and approve payments to suppliers and contractors.
- Banx wallex to wallex with a $BanxTag, instantly. Banx pays the BanxGas.
- Connects to your systems through an API.
Get paid, pay and manage your treasury in digital dollars and digital euros
- Receive from Mexico, the United States and Europe with a single wallex.
- Your team prepares payments and you approve them from your phone.
- Your balance in digital dollars or digital euros, held with an institutional custodian.
Start with your tax status certificate and the details of your representative and owners.
4 services, one wallex
Everything lives in your wallex.
POS and payment collection
Get paid at the counter, by message or online, reconciled at the end of the day.
- Your customers abroad pay you in digital dollars (USDC, USDT or OUSD).
Creator payments
Pay contractors, studios and rights holders: services, licenses and royalties.
Add-on · ask your account executiveTreasury in OUSD or EURC
Keep your surplus in OUSD or EURC and convert it to pesos whenever you decide.
- Pay suppliers abroad in OUSD, in minutes.
- If you choose, join the yield program, approximately 2.5% per year¹, variable.Coming soon
- Conversions use an all-in conversion rate, which you see before confirming.
FinancingComing soon
Based on what your business bills.
OUSD and EURC are stable virtual assets (stablecoins) issued by third parties; they are not legal tender in Mexico.
¹ Optional program. Open Standard pays BNB Trust a reward on OUSD, and BNB Trust pays a yield only on the balance you added to the program. The rate is approximate and variable: it may be higher or lower. BNB Trust neither generates nor guarantees the reward. Terms: banxnotbanks.com/legal/programa-de-rendimiento.
One wallex, three ways to get paid.
Receive pesos, US dollars and euros. They're converted to OUSD or EURC automatically.
- Step 1You receive a transfer
- SPEI · MexicoFrom any bank in the country, in minutes, any day of the year.
- ACH and wire · United StatesWire on the same business day. ACH in 1 to 2 business days.
- SEPA · EuropeEuropean transfers in 1 business day.
- Step 2It's converted to OUSD or EURC
Automatically, based on the currency you receive, and it stays as your balance.
- Step 3Use it however you decide
Pay, transfer, convert it to pesos or, if you choose, add it to the yield program¹.
You can also receive USDC, USDT, OUSD or EURC on the enabled networks, in minutes.
Open a business wallexAmounts received are automatically converted to OUSD or EURC. Banx does not receive or hold balances in legal tender.
¹ Optional program. Open Standard pays BNB Trust a reward on OUSD, and BNB Trust pays a yield only on the balance you added to the program. The rate is approximate and variable: it may be higher or lower. BNB Trust neither generates nor guarantees the reward. Terms: banxnotbanks.com/legal/programa-de-rendimiento.
Clear pricing, by service
No annual fee, no monthly fee and no minimum balance.
Running your wallex
- Pay with a $BanxTagTo another Banx wallex, instantly.Banx pays the BanxGas
- Payments via ACH, wire or SEPAWhat you send is what your recipient gets.BanxGas
- Payments via SPEITo a CLABE, in pesos.All-in conversion rate
- Convert between OUSD and EURCInside your wallex, from Accounts.All-in conversion rate
- POS and creator paymentsArranged with your account executive.Add-on · ask your account executive
BanxGas instead of percentages
With a conversion, one all-in rate. Without one, BanxGas. You see it before confirming.
The recipient's bank may charge separately. Banx doesn't charge it or control it.
Who it's for
We're not a bank, we're something better. Specialized services for companies that get paid and pay in several countries.
- 01Startups and digital companies
They get paid and pay in several currencies, with treasury in OUSD.
- 02Small and mid-sized businesses
POS, payment links and supplier payments in one view. Cards coming soon.
- 03Agencies and creative teams
They pay contractors, studios and rights holders: services, licenses and royalties.
- 04Companies with international operations
They get paid from abroad and pay suppliers in OUSD and EURC. Cards coming soon.
Control and security
No payment goes out without approval from someone with permission.
- 01Dual approval
Whoever prepares a payment doesn't approve it: someone else does. Owner and Admin can approve their own.
- 02Roles for each person
Owner, Admin, Approves payments and Prepares payments. Whoever prepares can't see the balance.
- 03One code per action
Payments, recipients and invitations require a one-time code from your authenticator.
- 04Every payment is recorded
A payment can't be edited, only canceled. The receipt shows who prepared it and who approved it.
Add-on service · optional
Payments orchestrated by Banx
We orchestrate your payments and help you spend smarter.
We review and organize your payments to suppliers and creators. You approve each one.
Ask your account executiveFee
- Payments to suppliers and contractorsOrchestrated by Banx
- 6%of each orchestrated payment
- Creator paymentsCreative services, licenses and royalties
- 3%of each orchestrated payment
Only on the payments Banx orchestrates. The ones you make yourself only pay BanxGas.
- Cost efficiency
We spot duplicate charges and terms that don't match what was agreed.
- Avoid improper payments
Every payment is checked against its order, contract and invoice.
- A complete file for every payment
Contract, invoice and supporting documents ready for your accounting and your audits.
Coming soon
Spend control with Visa corporate cards²
Cards for your team, connected to your balance in OUSD or EURC.
- One card per person or per team, physical or digital.
- Limits and rules that fit you: per transaction, day, month or merchant type.
- Every purchase, visible instantly, with its receipt and ready to reconcile.
- Activate, pause or cancel any card from your phone.
- Accepted at millions of merchants in Mexico and abroad.
² Cards will be issued by an entity authorized under a Visa license. BNB Trust is not a card issuer. Service in development, subject to availability and to the issuer's approval.
Opening is easy
You get in today. Your receiving details arrive once your file is approved.
- 1Create your wallex now
Sign up and get in the same day.
- 2Upload your details and documents
Legal name, RFC (Mexican tax ID) and your documents.
- 3Your account executive handles the sign-up
Once approved, you get your SPEI, ACH/wire and SEPA receiving details.
- Today
- you create your wallex and start your sign-up
- 5 days
- business days to complete your file
- $0
- annual fee, monthly fee and minimum balance
- 1 executive
- account executive with you from day one
Would you rather we call you?
Leave your details and your account executive will reach out within one business day.
Open your wallex today
Create your wallex and upload your documents. Your account executive guides you.