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Pricing

No annual fee, no monthly fee and no minimum balance. You pay per transaction.

Open a business wallex

With a conversion, one all-in rate. Without one, BanxGas. You see it before confirming.

WhatHow much, with an example
Receive via SPEI
With your wallex's SPEI details, from any bank. Pesos are converted to USDC.
From $2,000 pesos you get ≈ 97.45 USDC, 1 USDC = 20.5223 MXN, all-in.
Receive crypto
USDC, USDT or EURC on your enabled networks; USDT is converted to USDC.
From 100 USDC you get 99.50 USDC, BanxGas 0.50 USDC
Receive from abroad
Via ACH, wire or SEPA. Converted to USDC or EURC; for euros, BanxGas is in EURC.
From 100 USD you get 98.00 USDC, BanxGas 2.00 USDC
Send via SPEI
To a CLABE. Your recipient gets what you send, in pesos. Minimum 50 pesos per payment.
For $20,000 pesos to arrive, 1,012.88 USDC leaves your wallex. 1 USDC = 19.7456 MXN, all-in.
Send to a bank abroad
Via ACH, wire or SEPA. BanxGas is extra. Minimum 2 USDC per payment (2 EURC via SEPA).
You pay 1,000.00 USD to a bank: 1,000.00 USD arrives, BanxGas 5.00 USDC, 1,005.00 USDC goes out
Pay with a $BanxTag
To another Banx wallex, by its $BanxTag. Minimum 1 digital dollar per payment.
With your $BanxTag, wallex to wallex, Banx pays the BanxGas.
Convert between USDC and EURC
From Accounts, inside your wallex. Minimum 1.00 of the currency you hand over.
You convert 1,000.00 USDC: 891.00 EURC arrives. 1 USDC = 0.8910 EURC, all-in.

The recipient's bank may charge separately. Banx doesn't charge it or control it.

The detail of each cost is in the Terms, Fee Schedule.

Amounts received are automatically converted to OUSD or EURC. Banx does not receive or hold balances in legal tender.

When the money arrives

Typical times.

SPEI (Mexico)In minutes, any day of the year
ACH (United States)1–2 business days
Wire (United States)Same business day
SEPA (Europe)1 business day
Banx wallex to wallexInstantly
Crypto (on-chain)Minutes, depending on the network

The clock starts once the payment is approved.

Open your wallex today.

Create your wallex and upload your documents. Your account executive guides you.

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BNB TRUST, S.A.P.I. de C.V. · Blvd. Miguel Hidalgo 70, int. E, Col. Centenario, C.P. 83260, Hermosillo, Sonora, México · +52 56 3432 8347 · soporte@banxnotbanks.com

BanxNotBanks is a trademark of BNB TRUST, S.A.P.I. de C.V. (“BNB Trust”), located at Blvd. Miguel Hidalgo 70, int. E, Col. Centenario, C.P. 83260, Hermosillo, Sonora, Mexico. BNB Trust is not a bank or a regulated financial institution; it does not take funds from the public or accept deposits.

Balances at Banx are held exclusively in digital dollars (OUSD) and digital euros (EURC), stablecoins issued by third parties. Stablecoins are virtual assets: they are not legal tender in Mexico, are not issued or backed by the Mexican Federal Government or by Banco de México, and are not bank deposits. Their value may differ from that of the reference currency, and they are subject to issuer, technology and network risks. Blockchain transfers are irreversible.

Receiving transfers in legal tender (SPEI, ACH/wire and SEPA) and converting them to OUSD or EURC are carried out by regulated providers, on behalf of and at the instruction of the client, through receiving details generated by those providers. BNB Trust does not receive or hold balances in legal tender.

¹ The yield program is optional. Open Standard LLC pays BNB Trust a reward on OUSD; with it, BNB Trust pays each participant a yield calculated only on the balance they added to the program, minus its fee. The main wallex balance does not earn a yield. The rate is approximate and variable, may be higher or lower, and is not guaranteed. BNB Trust neither generates nor guarantees the reward. Program terms: banxnotbanks.com/legal/programa-de-rendimiento.